Cars, Tires

Wisconsin Auto Loans Bad Credit Free Important Tip


Are you searching for information related to Wisconsin Auto Loans Bad Credit or other information somehow related to getting a Car Loan with Bad Credit, Automobile Loan Refinance, Boat Loan Calculators, and Direct Lender Auto Loans for Bad Credit, Typical Car Loan Interest Rates or Auto Loan Calculator Extra Payments? If yes, this article will give you helpful insights related to Wisconsin Auto Loans Bad Credit and even somehow related to Car Loan Calc, Car Loan Rates Canada, Credit Car Loans, Best Auto Refinancing Rates, Current Auto Loan Interest Rate and Bad Credit Car Loan Toronto that you might not have been aware of.

Before getting an auto loan online look up your credit score and save time comparing rates. Get an idea of your credit score, known as FICO. If you have a credit score under 600, you probably will not get a good interest rate. Having a credit score over 660 will get you a much better rate on your auto loan. If you know your credit score before negotiating a loan it will help you get the best one for your situation.

Taking advantage of someone else's good credit is a great way to obtain a low rate auto loan. Still, using a co-signer is risky. Co-signers agree to become responsible for the loan if the primary borrower refuses to pay. While beneficial to a person with bad credit, co-signers should proceed with caution.

Negotiation is the key to best auto loan rates. While applying for loan, do not put forth your maximum repayment amount. Instead, negotiate with auto loan provider to get lower repayments. Do not stick to single auto loan provider always. You have many such auto loan providers offering competitive rates on your loan amount.

BREAK IN ARTICLE -- I hope the first half of this article gave you some helpful information related to Wisconsin Auto Loans Bad Credit. Even if you were specifically searching for Wisconsin Auto Loans Bad Credit, this article should prove helpful. Keep reading as regards other somewhat related Rates For Car Loans, Auto Loan Rates For Bad Credit, Bank Saving Rate, Tennessee Bad Credit Auto Loan, Average Interest Rates For Car Loans and New Car Loan Payment Calculator information.

Besides your payment history, lenders also look at your debt and cash assets when considering your loan application. The less debt you have, the better you look to lenders - especially if you have a high income. Cash assets are also important. Lenders like to see at least six months of cash reserves in the bank. This can mean a savings account, money market, or CD.

By getting pre-qualified for a car loan, you can also reduce the cost of your vehicle by demanding a better deal from your dealership. As a pre-qualified buyer, salesperson sees you as a cash buyer, and they want your money. You can negotiate for rebates, higher trade-in value of your vehicle, and extra features.

Unlike many people out there, don't forget that even if this article related to Wisconsin Auto Loans Bad Credit doesn't cover all the basics you wanted, you can always take a look at any of the search engines like or for more Wisconsin Auto Loans Bad Credit related information.

The first step is to make sure that you negotiate the car's price separate from the vehicle financing arrangements. Most dealers want to lump it all together because they can hide quite a bit of the actual price of the vehicle in the loan contract, and they will usually just try to meet a monthly payment figure that you can live with rather than disclose all the details about the loan.

We were thrilled to know that many people found this article about Wisconsin Auto Loans Bad Credit and other What Is a Good Interest Rate for a Car Loan, Auto Lease Calculators, and even Canadian Car Loan Calculator helpful.

Cars

Mazda Axle Assembly ? A Torque Stabilizer


One essential part that makes engine response seem seamless is the Mazda axle assembly?a component in charge of transferring the torque from the vehicle?s transmission to the wheels. Just like other Mazda assemblies in the automotive system, Mazda axle assemblies are prone to stress caused by demanding off-road conditions and difficult terrains. Excessive exposure to road bumps, humps, turns, and potholes may also result to damaged Mazda axles. A replacement is therefore usually required. If not correctly handled, the Mazda axle shaft can give much stress to the Constant Velocity or CV joint or even U joint. Parts should be greased and protected from external elements to achieve a seamless gear transfer. There are important steps to do to maintain an efficient drivetrain. One way is to check the boot or the rubber gasket regularly for leaks. Contamination within the axle assembly can lead to damages that are even more serious and critical.

Mazda axle assembly damage repairs are not easy. Hence, simply flushing the contaminants from the drivetrain assembly is usually not enough. In fact, it worsens the problem by destroying the joints of the axle assembly, resulting to performance failure. On the other hand, ignoring axle assembly problems could pose serious safety concerns for an automobile owner. Obviously, the Mazda axle assembly is an essential component to the structure of every Mazda vehicle, such as Mazda 3, Mazda 6, and Tribute. For one, Mazda axle assemblies keep the position of the wheels relative to the body of the vehicle and to each other steady. It also bears the weight of both the vehicle and cargo. Furthermore, the axles carry the acceleration forces between the ground and the vehicle. Axles actually vary in their purposes since axle models differ in complexity. However different they may be though, if any given Mazda axle assembly begins to produce grinding noises, experts advise an immediate replacement?a process normally done by attaching a whole new axle assembly, since single part replacements usually end up creating an uneven distribution of pressure, with old parts wearing out that much sooner compared to new ones. Hardly a balanced set-up indeed, thus necessitating the need for whole set replacements in place of single ones.

Cars

Giving Car Costs An Overhaul


For many consumers, the costs associated with owning and operating a car continue to rise. Fuel prices, insurance rates and car maintenance expenses have all gone up in recent years. Thankfully, you don't have to alter your driving habits or buy a new car to get some relief. Here are some quick, inexpensive, easy ways to save money:

Mind the air to save money on fuel--The U.S. Energy Department reports that underinflated tires can increase fuel consumption by up to 3 percent. One study estimates that 50 to 80 percent of the tires rolling on U.S. roads are underinflated. Astonishingly, Americans could save up to two billion gallons of gas each year simply by properly inflating their tires.

Secondly, a clogged air filter can increase fuel consumption by as much as 10 percent. Air filters keep impurities from damaging the interior of the engine, so replacing dirty filters will save gas and protect your engine. More tips to save money on fuel are available at www.fueleconomy. gov.

Get slick to reduce maintenance costs--There are high-performance motor oils that can make meaningful improvements to a car's fuel economy and engine life. For instance, numerous independent studies have found that Royal Purple motor oil can improve fuel economy by 5 percent or more. Find out more at their Web site, .

Using a high-performance synthetic motor oil, as opposed to conventional oil, also allows for more miles between oil changes. This reduces maintenance costs and the amount of time spent on maintenance. You'll pay a little more for premium motor oil, but the savings in fuel and reduced maintenance costs more than make up for the higher price.

Reduce your insurance costs by doing your homework--One of the simplest ways to reduce insurance costs is to shop around. Get at least three price quotes. You can call companies directly or access information on the Internet. The state insurance regulator may also provide price comparisons. Other ways to reduce insurance costs can be found by visiting the U.S. Insurance Information Institute's Web site at

An astute consumer can save hundreds of dollars a year on automotive expenses without buying a new car or changing lifestyle. All it takes is a little time, research and the choice of better-performing products.

There are a number of ways to reduce the costs associated with owning a car.

Autoparts, Cars

Plug-in Hybrid Vehicles – The Next Step In Hybrid Evolution


Hybrid vehicles are selling like hot cakes and everyone is wondering where this will lead. Will hybrid technology evolve as fast as computers did, so that every 18 months the latest model is twice as efficient as the old model?

Unlike computer evolution, there is a road map of sorts for the journey ahead for hybrid car and truck owners. The current hybrids available from Toyota, Ford, Chevy, GMC, Honda and others are designated HEV vehicles, which stands for ?Hybrid Electric Vehicle.? This technology employs an internal combustion engine and an electric drive train. At city speeds the HEV runs on mostly electric power, reserving the expensive gasoline power for highway speeds. The electric batteries are recharged by capturing the energy that is normally wasted during braking and idling. So what could be better than that?

Plug-In Hybrid Electric vehicles (PHEVs) will do everything that their predecessors do, but they will be able to travel farther on electric-only power, and will be equipped with a plug-in battery charger for use at night when electric rates are lower. It has been estimated that if all U.S. vehicles were replaced with PHEVs today, national consumption of oil would go down by 70 to 90 percent by tomorrow. This happy scenario would make the U.S. completely self-sufficient for supplying its own oil needs.

The other good news about PHEVs is that even if every one was recharged at night by a coal-fired electric plant, the CO2 emissions involved would be half what they are today for standard gasoline and diesel powered engines.

After-market conversion kits now are in the works for do-it-yourself types who can?t wait for the factory version.

The automakers are already working on this next step and DaimlerChrysler has built a PHEV prototype of its Dodge Sprinter cargo van.

How much gasoline will you save with your new hybrid vehicle? If you drive 18,000 miles per year, you might use 600 gallons with a conventional vehicle, 400 gallons with an HEV and 80 gallons with a PHEV.

But the evolution of the automobile does not stop here. Eventually the PHEV will give way to the PHEV with batteries and hydrogen fuel cells. This will then give way to the PHEV with fuel cells that do almost all the work, no longer drawing much from the batteries. This will be eclipsed by the plug-in hydrogen fuel cell vehicle that no longer has a gasoline engine.
HEV: Hybrid Electric Vehicle PHEV: Plug-In Hybrid Electric Vehicle PHEV-RFC: PHEV with regenerative hydrogen fuel cells RFCV: Regenerative hydrogen fuel cell vehicles will not have a gas motor

PHEV-RFC and RFCV systems will be plugged in for nighttime recharging, which will use grid electric power to split water into hydrogen and oxygen. The hydrogen fuel cell will be recharged with this home-made hydrogen, eliminating the need for hydrogen fuel stations. At this point in the evolution of the automobile, the vehicle itself will no longer pollute.

Cars

How To Choose Good Floor Mats For Your Car


If you are in the market for good floor mats for your car, consider the after market options instead of those available for purchase through your automobile dealership. In most instances, these after market additions are much cheaper than those items sold directly through your automobile dealership and they have more options for quality products. Typically, there are many different manufacturers of after market accessories for cars, including floor mats that make products specific for different makes and models of cars. For this reason, you are sure to find a floor mat the best fits the exact dimension of your car without having to go through the dealership.

For starters, look to a well constructed floor mat that properly fits into your vehicle. Choosing a floor mat that is too small will not properly protect the floorboard, while choosing a floor mat too large can potentially cause a slipping hazard when entering or exiting the vehicle, or even cause the driver to have an accident if the mat becomes bunched underneath the pedals. Be sure to know the make and model of your car and look to a manufacturer that uses this information in their product development.

Next, choose a floor mat out of an appropriate material. Generally, the choices range between floor mats made of carpet and those made of rubber. If you are looking for style, then choose a carpeted floor mat, but ensure the mat has a stain resistant coating like StainMaster or a similar protective product. Also, choose a carpet color that matches or coordinates well with the interior of your vehicle. Choose a rubber floor mat for hauling or for easy clean up. Especially for truck beds and trunks, having a rubber floor mat can prevent your load from moving when the car breaks or accelerates.

Finally, choose a floor mat that best goes with the interior of your car. The car customization field has grown to dramatic proportions, so consider choosing a mat that is customized to fit your style. These customized mats can include everything from your name to the number of your favorite race car driver so that your car is unique and individual. For example, have a carpeted floor mat embroidered with a specific design or some other customized element to make your vehicle stand out from the rest of the crowd. Also along this customizable line, most manufacturers produce floor mats in a wide variety of colors that can match or coordinate well with the interior of your car and allow you to create a specific look. Whatever your needs and desired look, be sure to first ensure your floor mats are made of high quality materials that will hold up to the wear and tear of constant use and periodical cleaning.

Autoparts, Cars

Maserati Mc12 A Winner


Designed to win races, the Maserati MC12 is actually sold as a road car, albeit it a very impractical one. Still what do you expect with a 620 bhp exotic car? The car looks just like the sports racing car that it is. To be fair, it is a real two-seater while the cars that race at Le Mans are more like single-seaters.

Only 25 MC12s were built initially, and quite a few were used for racing. Actually, when they heard about Maserati building the MC12 for the GTA championship (ooops, sorry for sale as a road car, was the official line, I think) some of the other companies threatened to withdraw as they thought the presence of the MC12 on the starting grid would make a farce of the whole series.

Although the Maserati MC12, is a true exotic car, it is based on the Ferrari Enzo. The whole idea was to upgrade Maserati's image following a checkered history. The glory of the 50s, when Maserati was a regular winner of Grand Prix, got lost in the mire of an economic downturn, when the company took the wrong turn more than once.

As Ferrari and Maserati are both part of the Fiat Group, and were in fact in the same sub-group, it made sense to modify the Enzo to get Maserati back as a winner. Now, Ferrari and Maserati have been put in different sub-groups, so this sort of collaboration is not expected in the future.

V-12 from Ferrari with 622 bhp

The Maserati MC12 looks completeley different from the Enzo, though,, with a long nose and very long tail. Where the Enzo is angular, the MC12 is curved. It has a carbon fiber body structure with steel sub-frames front and rear. Power comes from a 6.0 liter V-12 developing 622 bhp @ 7,500 rpm, and 480 lb ft (652 Nm) torque @ 5,500 rpm. A semi-racing engine to be sure. It is coupled to a semi-automatic six-speed sequential gearbox, developed by Ferrari in racing.

Suspension is by double wishbones, with inboard spring and damper units acting through pushrods. These are mounted horizontally as on the Enzo. The dampers have variable rates. Quite a car, but not as extreme as the Bugatti Veyron or the latest Saleen S7.

Following the racing success of the MC12, Maserati is now to build a more extreme version - the MC12 Corsa. The MC12 Corsa has a massively uprated Enzo V-12 engine giving about 750bhp. You can get this for about $1.3 million - or ?700,000 or Euros 1 million depending where you live.

But this is not a road car, nor will you be able to race it in any official categories ? so this is a trackday special at a huge price. Maserati plans to build about 12 MC12 Corsas a year.

Cars, Tires

Hurry: Save Up To ?1000?s Off A Used Seat In The Hotspot Sale ? Must End 30th April!


Frosts Hotspot Sale ? news article:

Head to your local Frosts Seat today for a great deal on a used car in the Seat Hotspot Sale! All used cars are reduced with fantastic savings of up to ?1000?s off the price. But this April madness must end on 30th April and is sure to be popular so hurry to your local Frosts Seat for a hot deal on an approved used Seat today.

Whether you?re after a used Seat Ibiza, a Seat Leon, a sporty Seat Ibiza Cupra, a spacious Alhambra or a stylish used Seat Exeo ? we have the car for you at a price that?s simply hot, hot, hot!

Your local Frosts 4 Cars Seat dealers are located throughout West Sussex with branches in Haywards Heath and Shoreham-by-Sea. Contact us online or pop in and visit us today and join in - remember the Hotspot Seat Sale ends 30th April so you?d best be quick!

Cars, Tires

North America?s Ford Contour


The Ford Mondeo sedan was for the European market. Travel to the lands of the United States and North American and you would find the Ford Contour. The Ford Contour would be the Ford Mondeo?s American counterpart. This sedan was actually sold by the Ford Motor Company starting from 1995 up until 2000. Fact is, this vehicle actually was the basis for building a version of this under the Mercury brand. And the result came to be the Mercury Mystique and later on became the Mercury Cougar. The Ford Contour was found in the Ford Motor Company?s line up filling the niche between the Ford Escort and the Ford Taurus.

The Ford Contour has a DOHC V6 engine with 24 valves. It has an aluminum block and aluminum heads. This has a displacement of 155 cubic inches. It can produce some 170 units of bhp at 6250 rpm, and 165 pound feet at 4250 rpm. It has also been equipped with a five speed manual transmission system. The wheelbase of the Ford Contour measures 106.5 inches, 183.9 inches in length and has a curb weight of 2910 pounds.

From 1995 to 1996, the Ford Contour came to be body colored. The front seats were recessed to the back so as to improve rear seat leg room. This is compared to the first wave of Ford Contours that entered the American automobile market. After a year, changes were still done. Traction control no longer was given as an option. The remote fuel door release feature was deleted and the fuel door that this batch held had a flanged opening. Made available were an interior trunk light, a tilt steering wheel, and a power antenna. In 1997 to 1998, the Ford Contours that entered the streets sported front and rear end designs that were new. There were new alloy wheel designs. The sail panels on the rear door windows were now smooth and held the word ?Contour? emblazoned on it.

As per the last years of the Ford Contour, it still continually received changes. In 1998 to 1999, the Ford Contour deleted one of its trim levels. There was a clock in radio available. There were also some color revisions. The rear window and the brake light designs had changed. For Canada, this was the last year of the Ford Contour. In the United States, 2000 was the last year for the vehicle.

Cars

Engine Sludge Taints Toyota?s Reputation


The issue could have ended calmly on March 1, 2001 when an arbitration panel unanimously concurred that the Toyota Motor Corp. was liable for the damage of Jeff Meckstroth's two-year-old Lexus RX300 sport utility engine. However, the dispute worsened when two representatives of the automaker packed up their papers and referred casually to other identical cases they were handling.

"Then we had our suspicions up that this isn't an unusual case, that Lexus knows about the problem, and has formed a response - just deny, deny, deny," said Meckstroth, a 47-year-old New Orleans stockbroker. "We decided to sue." His case sprouted into a class suit to include prior and current owners of about four million Toyota and Lexus vehicles complaining about engine sludge.

Engine sludge is caused by the accumulation of gelling or solidifying oil. It usually occurs at temperatures lower than 100 degrees Celsius. Sludge is a cause of major engine problems. It deprives the engine of the required lubrication. In addition, sludge could necessitate an opportune engine replacement.

Toyota has agreed to settle the case last fall however it maintains that its engines were not defective. The automaker said the settlement terms mirror a program to reimburse customers for sludge-related engine damage or repairs that it put in place in 2002. The said settlement is expected to be approved by a Louisiana state court.

With a single engine replacement costing approximately $10,000, the gross amount could run into the billions. However, the tainted reputation of the automaker is worth more than that. Toyota is not the only automaker that has been confronted by engine sludge problems. But the high-profile case is the latest in a series of recalls. This situation is suggestive that Toyota?s controls are not foolproof.

"It would be accurate to say that there have been enough issues with Toyota in the past couple of years that they don't have the spotless image they had a couple of years ago," said Karl Brauer, the editor in chief of , an automotive research Web site. But he adds that problems at Toyota attract a disproportionate amount of attention because of the automaker's sterling reputation for quality. "Most companies wouldn't get noticed for these problems."

DaimlerChrysler AG's Chrysler Group and Volkswagen AG are among the automakers that have confronted complaints about sludge in their vehicles. "There are reasons to believe that the engine design could be contributing to it, but there are also reasons to think that lack of maintenance or proper customer care is contributing," Brauer said. "Everything I've read indicates something kind of in between."

Gary Gambel, an attorney at Murphy, Rogers, Sloss & Gambel in New Orleans, argued that Toyota's engines had a defect giving them a propensity to develop sludge. "The terms of the settlement and the settlement itself have no finding of defect in the product," Toyota spokesman Xavier Dominicis said however. "They're not saying these engines are predisposed to sludge."

Toyota remains among the quality leaders in vehicle manufacture. But if complaints about auto parts not only the engine but EBC brake pads, brakes, suspension and more, keep coming, the reputation linking to quality will be compromised.

"The sludge issue was a significant blow," said Art Spinella, president of CNW Marketing Research Inc. in Bandon, Ore. "Toyota's in the position that GM was in back in the 1970s. A lot of people were buying GM products in the '70s because they were GM products, but they had fractures at the edges. It took 15 years before GM started to suffer from that long-term negative word-of-mouth." At Toyota, he said, "It's going to hurt them if they don't turn it around."

Cars

Kia’s Rondo Sx Concept Revealed At 2007 Chicago Auto Show


The ongoing Chicago Auto Show has seen great cars being unveiled one after the other. Most of the cars being shown at the said event are concept vehicles that will in the near future be available for the public. One such concept car that will have a long line of people waiting for its release is the Kia Rondo SX concept vehicle.

The concept car is based on the Kia Rondo unveiled at the Los Angeles Auto Show in November last year. The new concept vehicle is the realization of Kia of their ?Exciting and Enabling? brand direction.

?We have positioned the all-new 2007 Rondo as a vehicle of function and versatility,? Len Hunt said. Hunt is the executive vice president and COO of Kia Motors America. ?The Rondo SX Concept is proof that smart, spacious vehicles don?t need to be boring, and that consumers can still be passionate about a daily driver,? Hunt added further.

The concept car uses design elements that are employed by the current Kia SX models. The aggressive looking front and rear fascias are just some of the design characteristics that are being used by Kia models like the Rio and the Spectra. Aside from that, the concept crossover vehicle also employs sportier grill inserts. The addition of such design increases the aesthetic value of the vehicle.

To make the SX concept of the Rondo more aerodynamic, the roof rails present on other trim package of the Rondo were nowhere to be seen on the concept vehicle. The absence of the roof rails decreased dramatically the coefficient of drag of the vehicle. The door handles and side moldings are finished in contrasting colors which gives the car a soft and fashionable overall finish. The Kia Rondo SX Concept also comes with an accessory body kit which is also available on the other trim packages of the Rondo.

The interior of the concept vehicle exudes a sports car luxurious feel, thanks to the materials used and the finishes utilized. The black leather that wraps the steering wheel which is common on SX trim packages of other Kia models is also present in the Kia Rondo SX Concept. The seats, meanwhile, are upholstered in grey leather with red leather trimmings around the grey Alcantara inserts. Stainless steel sports pedals are employed by the SX concept and this departs from the black theme that the current Rondo models use on their brake pedals. The center stack, shifter surround, and the door switch trims are characterized by an accented platinum look.

The concept car is equipped with a 2.7 liter double overhead cam V6 engine. The powerplant is optimized via a cold-air intake and a cat-back exhaust system which reduces back pressure from the exiting exhaust gas. The use of the cat-back system allows a boost of 10 horsepower to the 192 horsepower output of the engine. The exhaust system allows the powerplant to perform at its optimum level, akin to what a Volvo muffler does for the exhaust system that employs it. The height of the Kia Rondo SX Concept is lower than that of the current models by three inches. The lowered ride height of the car increases the cornering capability of the car. The power from the engine is transferred to the vehicle?s five-spoke 18-inch alloy wheels. And to effectively stop the vehicle, cross-drilled and slotted brake rotors are employed at the front and the rear brake system.

Aside from being a platform for the unveiling of the Kia Rondo SX Concept, the Chicago Auto Show also saw the Sedona, another Kia vehicle, receiving the distinction of being the best minivan according to MotorWeek.

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